<p>If you're looking to secure your next role or make your next best hire, we'd love to help. Get in touch to speak with one of our consultants today</p>

One of the most influential global studies on technology strategy

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<p>With over three decades of experience in the tech sector, we continually adapt to the ever-changing needs of our clients. We&rsquo;ve worked with over two-thirds of the world&rsquo;s leading companies, placing thousands of tech experts, from software engineers and data scientists to CIOs and CDOs.</p>

Ever <strong>dreamed</strong> of having a job you love?

We pride ourselves on our incredible team, who provide a flexible, knowledgeable and personal approach to deliver you with bespoke solutions for all your talent needs. 

<p>We&rsquo;re Harvey Nash, and we build amazing technology and digital teams.&nbsp;There are very few recruitment companies that offer the in-depth knowledge, network and enviable track record that comes from being totally dedicated to working in technology for over three decades. Our relationships with individuals and organisations span years and it is this intimacy with the technology sector that enables us to be so effective.</p>

<p>If you're looking to secure your next role or make your next best hire, we'd love to help. Get in touch to speak with one of our consultants today.</p>

How do we balance its incredible potential of AI with its catastrophic possibilities?

<p>Download the report and whitepaper to gain in-depth insights and key takeaways from the event.</p>

<p>Want us to find a job for you? Send us your CV and we'll be in touch when a suitable role comes up.</p>

<p>Take a look at the IT jobs we’ve got to take your career to where you want it to go. Whether you're looking for permanent, contract or even interim jobs, we can help match you with a role and a company that fits you.</p>

<p>We are delighted to provide bespoke talent solutions across Central Government. Here&rsquo;s some examples of the Government departments and bodies we&rsquo;re currently working with:&nbsp;</p>

<p>Our expert consultants work across the UK and Ireland, we've got it covered wherever you are. If you're looking to hire permanent, contract, interim talent or want to explore how our talent solutions can support you, simply fill in the form below or give us a call on +44 (0) 20 7333 0033.</p>

Tell us how we can help, fill out one of the relevant forms below and one of our team will be in touch

<p><strong>We’re Harvey Nash, and we build amazing technology and digital teams.</strong></p><p>There are very few recruitment companies that offer the in-depth knowledge, network and enviable track record that comes from being totally dedicated to working in technology for over three decades. Our relationships with individuals and organisations span years and it is this intimacy with the technology sector that enables us to be so effective.</p>

<p>Got a question about your assignment or pay, we've added some FAQs below:</p>

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<p>If you're looking to secure your next role or make your next best hire, we'd love to help. Get in touch to speak with one of our consultants today test</p>

<p>To download you copy of the 2023 Digital Leadership Report, simply fill in the form and hit submit.</p>

Why Harvey Nash <strong>Financial Services?</strong>

We work with 80% of the world's leading financial businesses.

Financial Institutions we <strong>work with</strong>

Global insights into the current state of the tech job market, salaries, job satisfaction and more

<p>If you’re a technologist looking to navigate your career in this dynamic sector or a digital or HR leader looking to benchmark your organisation, this report is for you.</p>

<p>We are delighted to provide bespoke talent solutions across Higher Education. Here&rsquo;s some examples of the academic institutions we&rsquo;re currently working with:&nbsp;</p>

<div>We're Harvey Nash, and we build amazing technology and digital teams. test</div>

<p>We're Harvey Nash, and we build amazing technology and digital teams.</p>

<p>From senior appointments through to recruitment and project solutions we are experts in&nbsp;<strong>technology talent.</strong>&nbsp;</p>
<p>There are very few recruitment companies that offer the in-depth knowledge, network and enviable track record that comes from being totally dedicated to working in technology for over three decades. Our relationships with individuals and organisations span years and it is this <strong>connectivity</strong> with the technology sector that makes us so effective.</p>

We build <strong>amazing</strong> technology teams

<div>We're Harvey Nash, and we build amazing technology and digital teams.</div>

<div>We&rsquo;re Harvey Nash, and we build amazing technology and digital teams. There are very few recruitment companies that offer the in-depth knowledge, network and enviable track record that comes from being totally dedicated to working in technology for over three decades. Our relationships with individuals and organisations span years and it is this intimacy with the technology sector that enables us to be so effective.</div>

Why choose <strong>Harvey Nash</strong> as your independent Direct Sourcing Curation Partner?

Register for our monthly newsletter- Tech Bytes. To get the latest insights for technology, specialist talent, and transformation decisions.

<p>Please complete the form to get the full neuroinclusive guide. You will get instant access to the guide, which you can download and use as you wish.</p>

<p>From global enterprises to SMEs, we work with amazing clients all over the world to find you the best IT jobs in the market today. Here’s an example of some of the companies we’re working with at the moment.</p>

<p><a href="https://www.lancaster.ac.uk/" target="_blank" rel="noopener">Our website</a></p><p><a href="https://www.lancaster.ac.uk/edi/" target="_blank" rel="noopener">Equality, Diversity &amp; Inclusion</a></p><p><a href="https://features.lancaster-university.uk/lancaster-university-virtual-tour/" target="_blank" rel="noopener">Campus tour</a></p>

Discover more about <strong>Lancaster University</strong>

"At Lancaster University you will join an IT team whose technical excellence and ability to deliver is unparalleled. Our community of people are determined to deliver outstanding customer experiences, rooted in the latest technology, as we transform our University through our ambitious digital strategy. This is a very exciting time to join us, as we deliver a new five-year Digital Strategy, with the core aim being, Digital at Lancaster to be recognised as a global leader in Higher Education. IT Services play a pivotal role in this transformation. Our digital strategy will allow us to use data as a strategic asset, make use of emerging AI technology, drive new levels of security and sustainability, transform global experiences, and deliver sector-leading personalised user experiences. We’re ready to build our team with innovative and ambitious people, who can join our fun, friendly and inclusive teams. If you are looking for a role that allows you to grow and develop your excellent technical skills to change the world through education, research and sustainable action, then come and join us."

<p class="p1">Lorem ipsum dolor sit amet. Non dolor veritatis sit aliquam repellendus et porro minima est recusandae dolores nam ratione maiores.</p><p class="p1">&nbsp;</p><p class="p1"><code><iframe title="YouTube video player" src="https://www.youtube.com/embed/ES5VVLtoRt8?si=6VEZu0XAOZ2VjhW8" width="560" height="315" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="allowfullscreen"></iframe></code></p>

Discover <strong>Lancaster University</strong> Digital Strategy

<p>We are delighted to provide bespoke talent solutions across local government. Here&rsquo;s some examples of the local authorities we&rsquo;re currently working with:&nbsp;</p>

We’re Harvey Nash, and we build amazing technology and digital teams.

<p>We are proud to provide bespoke talent solutions across the NHS. Here&rsquo;s some examples of the NHS boards we&rsquo;re currently working with:&nbsp;</p>

If you're looking to secure your next role or make your next best hire, we'd love to help. Get in touch to speak with one of our consultants today

Discover more about <strong>Park Dean</strong>

"I’m excited to welcome new team members with a wide range of skills, experiences and backgrounds who will be able to lead, support and guide the next phase of our transformational development.With such a wide-ranging programme we have lots of opportunities available. We are a collaborative and engaging team, always learning new things that can improve the products and services that we deliver. You’ll bring capability and enthusiasm to support our ambitious vision, with a desire to make a real difference at all levels of skills and experience. We’re really excited to encourage people to join us to develop a sustainable and diverse team while supporting your professional and personal development.I look forward to receiving your application."

<p class="p1">Lorem ipsum dolor sit amet. Non dolor veritatis sit aliquam repellendus et porro minima est recusandae dolores nam ratione maiores.</p>

<p>We are delighted to provide bespoke talent solutions across the breadth of public sector. From academic institutions to local authorities we understand the unique challenges and intricacies to deliver and retain exceptional technology talent. Here&rsquo;s some examples of the organisations we&rsquo;re providing our public sector recruitment to:</p>

<p>Thank you for downloading our Tech Talent &amp; Salary Report, we hope you find this resource helpful. If you would like more information or to speak to one of our team about the findings please feel free to contact us at +44 (0) 20 7333 0033 or visit our contact us page <a href="https://www.harveynash.co.uk/contact-us">here.</a></p>

Let us help you find the talent you need. We'll match the skills, experience and competencies to help you succeed.

<p>We appreciate you reaching out to us. Our team will review your requirements and respond shortly. In the meantime, please feel free to explore our website or contact us at +44 (0) 20 7333 0033 for immediate assistance.</p>

<div>We&rsquo;re Harvey Nash, and we build amazing technology and digital teams.&nbsp;There are very few recruitment companies that offer the in-depth knowledge, network and enviable track record that comes from being totally dedicated to working in technology for over three decades. Our relationships with individuals and organisations span years and it is this intimacy with the technology sector that enables us to be so effective.</div>

<p>We understand that people are the core of technology, not just 'services or solutions'. For over 30 years, we have been finding the best technology talent for our clients, using every possible method. Today, our expertise goes beyond recruitment, as we offer a wide range of solutions to help you solve any talent problem. Whether you need <strong>executive search, contracting, outsourcing, or innovative partnerships,</strong> our expert recruiters will advise and implement the best solution for your business.&nbsp;Have a vacancy you need support with - simply click on the button and get started or explore our recruitment solutions below.</p>

Whatever your recruitment challenge, we have the <strong>solution</strong> for you

<p>From global enterprises to SMEs, we work with amazing clients all over the world to find you the best IT jobs in the market today. Here&rsquo;s an example of some of the companies we&rsquo;re working with at the moment.</p>

<p>We are always on the lookout for talented individuals like yourself. Your CV has been sent to our team of consultants who will review and reach out if they identify a role that matches your skills and experience.</p>

<p>We encourage you to browse our current job openings and apply directly to any position that interests you.</p>

<p><a href="https://preview.shorthand.com/jtpQd67EjCUxw0Zo" target="_blank" rel="noopener">Our website</a></p><p><a href="https://virtualcampustour.leeds.ac.uk/" target="_blank" rel="noopener">Campus tour</a></p><p><a href="https://www.linkedin.com/school/university-of-leeds/" target="_blank" rel="noopener">Our Linkedin</a></p>

Discover more about <strong>University of Leeds</strong>

"At the University of Leeds you will be joining an incredible community of people determined to make a difference, whether that be through providing inspiring student education, supporting University operations or contributing towards innovative research. It is a very exciting time to join us, our ambition is to become a global leader in the use of digital technologies, data and digital approaches to support student education, global lifelong learning, research and innovation.IT Services plays a critical part in that ambition and we’re delivering two significant and far-reaching programmes that will modernise our technology and improve our cyber security capability. In our annual review you can see just some of the significant progress we’ve already made – now we’re ready to grow our team further and we’re looking for talented individuals to join our fun, friendly and inclusive team."

<p>Hear from Megan Parsons- Digital Education Manager of Engagement &amp; Communications. In this video, Megan, describes how the University of Leeds offers flexible working patterns and work-life support, alongside the opportunity to collaborate with inspiring people. If you are looking for a challenging role that makes an impact on society, make your next career move the University of Leeds.</p><p>&nbsp;</p><p><code><iframe title="YouTube video player" src="https://www.youtube.com/embed/Edh6FUJc1tk?si=5JBeJealR7gXfXGV" width="560" height="315" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="allowfullscreen"></iframe></code></p>

<p><a href="https://www.salford.ac.uk/" target="_blank" rel="noopener">Our website</a></p><p><a href="https://explore.salford.ac.uk/" target="_blank" rel="noopener">Campus map</a></p><p><a href="https://www.salford.ac.uk/travel" target="_blank" rel="noopener">Travelling to the University</a></p><p><a href="https://www.salford.ac.uk/equity-diversity-and-inclusion" target="_blank" rel="noopener">Equality, Diversity &amp; Inclusion</a></p>

Discover more about <strong>University of Salford</strong>

<p class="p1">Lorem ipsum dolor sit amet. Non dolor veritatis sit aliquam repellendus et porro minima est recusandae dolores nam ratione maiores.</p><p class="p1">&nbsp;</p><p class="p1"><code><iframe title="YouTube video player" src="https://www.youtube.com/embed/7diRsKDgtGM?si=QRuqOKS77awUNx_o" width="560" height="315" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="allowfullscreen"></iframe></code></p>

<p><a href="https://www.sheffield.ac.uk/it-services/about/working-it-services" target="_blank" rel="noopener">Working in IT Services</a></p><p><a href="https://www.sheffield.ac.uk/it-services/about/vision-and-strategy" target="_blank" rel="noopener">Vision and Strategy</a></p><p><a href="https://www.sheffield.ac.uk/it-services/about/values" target="_blank" rel="noopener">Values</a></p><p><a href="https://www.sheffield.ac.uk/it-services/about/structure" target="_blank" rel="noopener">Structure</a></p>

"I’m excited to welcome new team members with a wide range of skills, experiences and backgrounds who will be able to lead, support and guide the next phase of our transformational development.With such a wide-ranging programme we have lots of opportunities available. We are a collaborative and engaging team, always learning new things that can improve the products and services that we deliver. You’ll bring capability and enthusiasm to support our ambitious vision, with a desire to make a real difference at all levels of skills and experience. We’re really excited to encourage people to join us to develop a sustainable and diverse team while supporting your professional and personal development. I look forward to receiving your application."

<p>Sheffield is England's fourth-largest city, with the wealth of facilities you would expect to find in a major city, yet it's compact, welcoming and accessible.</p><p>&nbsp;</p><p><code><iframe src="https://www.youtube.com/embed/bLDqPtxcxbA?si=wUMIQqu8PpNXAiio" width="560" height="314" allowfullscreen="allowfullscreen"></iframe></code></p>

Back to meet the team

Principal Consultant

<p><strong>Hi, I'm&nbsp;Ravi&nbsp;and I&rsquo;m a Principal Consultant within the Technology Specialisms team at Harvey Nash.</strong></p>
<p>I&rsquo;ve been in recruitment since 2012, starting out in the BI &amp; Analytics space within the public sector. Over the years, I&rsquo;ve expanded my expertise across the private sector, recruiting within a wide range of technology verticals including Digital Change &amp; Transformation, ERP, Architecture, Software Development, and Testing.</p>
<p>Example areas I recruit for include:</p>
<ul>
<li>Digital Transformation Specialists</li>
<li>ERP Consultants</li>
<li>Solution and Enterprise Architects</li>
<li>Software Developers</li>
<li>QA &amp; Testing Professionals</li>
</ul>
<p>Outside of work, I&rsquo;m a passionate Spurs fan and a big sports enthusiast. I also enjoy travelling and spending quality time with friends and family.</p>
<p>The best piece of advice I&rsquo;ve ever been given is:&nbsp;<em>&ldquo;You miss 100% of the shots you don&rsquo;t take.&rdquo;</em></p>

Ravi Bains

Find more tech jobs

<p><strong>Senior Data Engineer</strong></p><p>A brand-new opportunity for a Senior Data Engineer to join a growing data function at a pivotal stage of transformation.</p><p>This role offers the chance to shape and build a modern cloud data platform from the ground up, playing a key role in a large-scale on-prem to AWS migration while influencing technical direction and best practice across the team.</p><p><strong>The Opportunity</strong></p><p>You'll join a collaborative team of data engineers (junior through to senior) and work closely with leadership to:</p><ul><li>Drive a major cloud migration to AWS, including modern lakehouse architecture</li><li>Build and optimise scalable data pipelines and ETL processes</li><li>Partner with analysts, data scientists, and wider business teams to unlock data value</li><li>Take ownership of complex engineering challenges in a fast-paced, evolving environment</li><li>Mentor and coach engineers, supporting growth and knowledge sharing across the team</li></ul><p><strong> </strong><strong>What They're Looking For</strong></p><ul><li>Strong hands-on data engineering experience within a complex environment</li><li>Advanced PySpark expertise (essential)</li><li>Solid experience working with AWS data services (e.g. S3, Glue, Redshift, Lambda)</li><li>Proven track record working on large-scale data platform or migration projects</li><li>Experience building robust, production-grade pipelines with testing / CI/CD exposure</li><li>Someone who challenges the status quo, with a data-first, problem-solving mindset</li></ul><p> <strong>What Sets This Role Apart</strong></p><ul><li>Opportunity to influence and shape a modern data platform from an early stage</li><li>Exposure to cutting-edge projects, including future AI/ML initiatives</li><li>A culture that values ownership, technical curiosity, and continuous improvement</li><li>Strong focus on career development, mentoring and progression</li><li>Manchester (Hybrid - 2 days onsite)</li><li>Up to £80,000 + strong benefits package</li></ul><p>If you're a true hands-on engineer who enjoys solving complex problems and wants to make a real impact in a growing data function, this is an excellent opportunity to step into a high-visibility senior role. Please get in touch today for further information.</p><div class="devyce"><div id="overridesModal" class="modal-overlay remove-all-styles hidden"><div class="modal-container remove-all-styles"><div class="modal-header remove-all-styles"><div class="devyce-logo-modal remove-all-styles"><img class="devyce-icon-modal remove-all-styles" src="chrome-extension://inpjhnjfkjaibkkpcdhibhiccnndljnf/assets/imgs/logo.svg" alt="" /></div></div><div class="modal-body remove-all-styles"><form id="settingsForm"><div class="form-group remove-all-styles"><label for="toNumber">To</label> <input id="toNumber" name="toNumber" type="text" /></div><div class="form-group remove-all-styles"><label for="fromNumber">From</label><select id="fromNumber" name="fromNumber"></select></div><div class="form-group remove-all-styles"><label for="recordToggle">Record</label><div class="toggle-switch"><input id="recordToggle" class="hidden" name="recordToggle" type="checkbox" /><div id="toggleSliderOuter" class="toggle-slider-outer remove-all-styles"><span id="toggle-yes" class="toggle-slider-value"> Yes </span>  <span id="toggle-no" class="toggle-slider-value remove-all-styles"> No </span></div></div></div></form></div><div class="devyce-modal-footer remove-all-styles"><div class="footer-checkbox remove-all-styles"><input id="alwaysUse" class="remove-all-styles" name="alwaysUse" type="checkbox" /> <label class="remove-all-styles" for="alwaysUse">Always use these settings</label></div><button id="saveBtn" class="btn-primary remove-all-styles" type="submit">      </button></div></div></div></div>

Senior Data Engineer

<p><strong>Job Title: Senior Ad Strategy Analyst</strong></p><p><strong>Location: London</strong></p><p><strong>Work Model: Hybrid - 3 days onsite</strong></p><p><strong>Contract Duration: 6+ Months</strong></p><p><strong> </strong></p><p><strong>Job Spec::</strong></p><p>The successful candidate will have a proven background in advertising and programmatic solutions, paired with exceptional strategic acumen.</p><p> </p><p><strong>Programmatic Advertising &amp; Ad Tech Expertise</strong></p><ul><li>Leverage deep knowledge of programmatic advertising and the broader ad technology landscape to shape strategic recommendations.</li><li>Convert industry and ecosystem insights into actionable opportunities for advertising products and monetization initiatives.</li></ul><p> </p><p><strong>Required Skills:</strong></p><ul><li>3-5+ years' experience in advertising, ad tech, ad strategy or programmatic environments.</li><li>Strong written and visual communication skills, particularly for senior audiences.</li><li>Experience with languages including SQL, Python, LookML, and/or R.</li><li>Collaborative working style with product, data, and commercial teams.</li></ul>

Senior Ad Strategy Analyst | Programmatic Advertising

<p><strong>Legal Support Specialist (Transaction Management) - Tier 1 Bank</strong></p><p><strong>Up to £450 P/D via umbrella</strong></p><p><strong>Initial contract to 01/01/27</strong></p><p><strong>Belfast - Hybrid (3 days per week on site)</strong></p><p> </p><p class="isSelectedEnd">An exciting opportunity has arisen to join a high performing team supporting global structured products businesses across EMEA, APAC, the Americas, and Japan. This role sits at the intersection of legal, capital markets, product structuring, and transaction execution, offering exposure to a broad range of sophisticated investment products and international stakeholders.</p><p class="isSelectedEnd">You will work closely with structuring teams, traders, sales professionals, lawyers, and external counsel, playing a critical role throughout the product lifecycle from transaction structuring and execution through to ongoing product management and regulatory compliance.</p><p class="isSelectedEnd"> </p><p class="isSelectedEnd"><strong>The Role:</strong></p><p class="isSelectedEnd">* Manage multiple structured product transactions simultaneously across global markets.</p><p class="isSelectedEnd">* Partner directly with sales, structuring, packaging, and trading teams across EMEA, North America, and APAC.</p><p class="isSelectedEnd">* Draft, review, analyse, and negotiate a variety of legal and transaction documents relating to structured investment products.</p><p class="isSelectedEnd">* Support the issuance and ongoing maintenance of structured debt programmes and special purpose vehicle structures.</p><p class="isSelectedEnd">* Assist with product lifecycle events including amendments, restructurings, unwinds, and redemptions.</p><p class="isSelectedEnd">* Draft and negotiate distribution agreements with third party distributors and financial institutions.</p><p class="isSelectedEnd">* Provide guidance on legal and regulatory requirements relevant to product issuance and distribution.</p><p class="isSelectedEnd">* Collaborate with internal legal teams and external counsel on complex transactions and strategic initiatives.</p><p class="isSelectedEnd">* Contribute to process improvement, document automation, and technology driven transformation projects.</p><p class="isSelectedEnd"> </p><p class="isSelectedEnd"><strong>Your Background/Experience:</strong></p><p class="isSelectedEnd">* Experience in a legal, financial services, consulting, technology, or related professional environment.</p><p class="isSelectedEnd">* Bachelor's degree or equivalent practical experience.</p><p class="isSelectedEnd"> </p><p class="isSelectedEnd">* Understanding of legal documentation and commercial agreements.</p><p class="isSelectedEnd">* Interest in financial markets, structured products, and capital markets.</p><p>* Project management experience or aptitude is advantageous.</p><p> </p><p><strong>** SPONSORSHIP IS NOT AVAILABLE - PLEASE ONLY APPLY IF YOU ARE BASED IN/AROUND BELFAST **</strong></p>

Legal Support Specialist (Transaction Management)

<h1 data-section-id="1qq5jrg" data-start="143" data-end="167"><strong data-start="145" data-end="167">SME Credit Analyst</strong></h1><h3 data-section-id="1ll9pfs" data-start="168" data-end="238">Confidential Client | SME Lending / Alternative Finance (Start-Up)</h3><p data-start="239" data-end="392"><strong data-start="239" data-end="252">Location:</strong> London (Hybrid - 3-4 days in office)<br data-start="289" data-end="292" /> <strong data-start="292" data-end="312">Employment Type:</strong> Full-Time, Permanent<br data-start="333" data-end="336" /> <strong data-start="336" data-end="347">Salary:</strong> Competitive + Bonus + Equity Participation</p><hr data-start="394" data-end="397" /><h2 data-section-id="1c9nrtj" data-start="399" data-end="424"><strong data-start="402" data-end="424">About the Business</strong></h2><p data-start="426" data-end="809">Our client is a well-funded, early-stage SME lending business with ambitious plans to build a high-quality UK loan book from the ground up. Backed by experienced entrepreneurs with a strong track record of building and scaling successful businesses, the firm is focused on providing fast, flexible, and responsible funding solutions to underserved small and medium-sized enterprises.</p><p data-start="811" data-end="1100">With an initial loan book of approximately £2m and clear plans to scale significantly over the coming years, this is a unique opportunity to join at founding stage and play a key role in shaping the credit function, underwriting standards, and risk framework of a growing lending platform.</p><hr data-start="1102" data-end="1105" /><h2 data-section-id="1bqhj0l" data-start="1107" data-end="1129"><strong data-start="1110" data-end="1129">The Opportunity</strong></h2><p data-start="1131" data-end="1407">The SME Credit Analyst will take ownership of end-to-end credit assessment for SME lending applications. This is a hands-on underwriting role requiring strong financial analysis skills, sound commercial judgement, and the ability to make well-reasoned lending recommendations.</p><p data-start="1409" data-end="1694">You will work closely with the founding team to evaluate borrower risk, structure lending facilities, and help define credit policies and processes as the business scales. This is a rare opportunity to have direct influence on how a lending business is built and operated from day one.</p><hr data-start="1696" data-end="1699" /><h2 data-section-id="1pzghrs" data-start="1701" data-end="1728"><strong data-start="1704" data-end="1728">Key Responsibilities</strong></h2><h3 data-section-id="1tq7rn3" data-start="1730" data-end="1768"><strong data-start="1734" data-end="1768">Credit Underwriting &amp; Analysis</strong></h3><ul data-start="1769" data-end="2134"><li data-section-id="4tyury" data-start="1769" data-end="1828">Conduct full credit assessments of SME loan applications.</li><li data-section-id="ko168p" data-start="1829" data-end="1908">Analyse financial statements, management accounts, and cash flow information.</li><li data-section-id="3n4fvi" data-start="1909" data-end="1984">Assess affordability, repayment capacity, and overall business viability.</li><li data-section-id="yfj28f" data-start="1985" data-end="2059">Evaluate sector risks, market conditions, and borrower-specific factors.</li><li data-section-id="hawaps" data-start="2060" data-end="2134">Assign credit risk ratings and recommend appropriate lending structures.</li></ul><h3 data-section-id="17kf4cd" data-start="2136" data-end="2162"><strong data-start="2140" data-end="2162">Financial Analysis</strong></h3><ul data-start="2163" data-end="2479"><li data-section-id="sak2gl" data-start="2163" data-end="2239">Spread and normalise financial accounts, identifying key trends and risks.</li><li data-section-id="17d8wl1" data-start="2240" data-end="2315">Build and interpret cash flow models, including stress testing scenarios.</li><li data-section-id="1ufnunt" data-start="2316" data-end="2397">Analyse working capital cycles, liquidity positions, and seasonal fluctuations.</li><li data-section-id="1iu2aou" data-start="2398" data-end="2479">Review bank statements and supporting documentation to validate financial data.</li></ul><h3 data-section-id="104nobz" data-start="2481" data-end="2523"><strong data-start="2485" data-end="2523">Credit Decisioning &amp; Documentation</strong></h3><ul data-start="2524" data-end="2839"><li data-section-id="5z50fx" data-start="2524" data-end="2592">Prepare detailed credit papers with clear lending recommendations.</li><li data-section-id="1khwf1u" data-start="2593" data-end="2648">Present findings to credit stakeholders for approval.</li><li data-section-id="6mu8d4" data-start="2649" data-end="2744">Conduct due diligence including company searches, director checks, and credit bureau reports.</li><li data-section-id="s0k7vk" data-start="2745" data-end="2839">Review security documentation including guarantees, debentures, and collateral arrangements.</li></ul><h3 data-section-id="dryxbs" data-start="2841" data-end="2877"><strong data-start="2845" data-end="2877">Process &amp; Policy Development</strong></h3><ul data-start="2878" data-end="3184"><li data-section-id="2giomi" data-start="2878" data-end="2957">Contribute to the development of credit policies and underwriting frameworks.</li><li data-section-id="861ew" data-start="2958" data-end="3024">Assist in building credit scorecards and decision-support tools.</li><li data-section-id="1v1b4a7" data-start="3025" data-end="3101">Identify opportunities to improve underwriting efficiency and scalability.</li><li data-section-id="1layzzc" data-start="3102" data-end="3184">Support portfolio monitoring and early identification of credit risk indicators.</li></ul><hr data-start="3186" data-end="3189" /><h2 data-section-id="156z6sb" data-start="3191" data-end="3215"><strong data-start="3194" data-end="3215">Candidate Profile</strong></h2><h3 data-section-id="1nvod6u" data-start="3217" data-end="3245"><strong data-start="3221" data-end="3245">Essential Experience</strong></h3><ul data-start="3246" data-end="3631"><li data-section-id="191xr7" data-start="3246" data-end="3312">3-5+ years' experience in SME or commercial credit underwriting.</li><li data-section-id="1ds7aqc" data-start="3313" data-end="3383">Strong experience analysing SME financial statements and cash flows.</li><li data-section-id="1m8x42u" data-start="3384" data-end="3449">Proven ability to write and present credit papers for approval.</li><li data-section-id="6iq2zw" data-start="3450" data-end="3562">Experience working within SME lending, challenger banks, alternative lenders, or specialist finance providers.</li><li data-section-id="avr4wf" data-start="3563" data-end="3631">Degree in Finance, Accounting, Economics or equivalent experience.</li></ul><h3 data-section-id="j7xpyz" data-start="3633" data-end="3661"><strong data-start="3637" data-end="3661">Desirable Experience</strong></h3><ul data-start="3662" data-end="3997"><li data-section-id="38z9fz" data-start="3662" data-end="3777">Experience in SME lending products such as term loans, revolving credit, invoice finance, or asset-based lending.</li><li data-section-id="1rudyoo" data-start="3778" data-end="3819">Exposure to secured lending structures.</li><li data-section-id="2k0cgs" data-start="3820" data-end="3870">Experience in start-up or scale-up environments.</li><li data-section-id="jax1bi" data-start="3871" data-end="3934">Knowledge of Open Banking or alternative credit data sources.</li><li data-section-id="170beqw" data-start="3935" data-end="3997">ACA / ACCA / CFA (ACA strongly preferred but not essential).</li></ul><hr data-start="3999" data-end="4002" /><h2 data-section-id="1f95n72" data-start="4004" data-end="4030"><strong data-start="4007" data-end="4030">Skills &amp; Attributes</strong></h2><ul data-start="4031" data-end="4536"><li data-section-id="t93fc8" data-start="4031" data-end="4108">Strong numerical and analytical ability with excellent attention to detail.</li><li data-section-id="1wedize" data-start="4109" data-end="4169">Commercial mindset with pragmatic decision-making ability.</li><li data-section-id="adixm7" data-start="4170" data-end="4240">Confident working directly with borrowers and external stakeholders.</li><li data-section-id="q3s6oq" data-start="4241" data-end="4317">Strong written communication skills, particularly in credit paper writing.</li><li data-section-id="hk4qav" data-start="4318" data-end="4396">Ability to manage multiple applications and prioritise workload effectively.</li><li data-section-id="5d160n" data-start="4397" data-end="4480">Interest in leveraging technology or AI tools to improve underwriting efficiency.</li><li data-section-id="12iidp7" data-start="4481" data-end="4536">High integrity and commitment to responsible lending.</li></ul><hr data-start="4538" data-end="4541" /><h2 data-section-id="1mrlz98" data-start="4543" data-end="4565"><strong data-start="4546" data-end="4565">What's on Offer</strong></h2><ul data-start="4566" data-end="4918"><li data-section-id="1ko0d0p" data-start="4566" data-end="4614">Competitive base salary aligned to experience.</li><li data-section-id="k3r26k" data-start="4615" data-end="4653">Performance-related bonus structure.</li><li data-section-id="12o7ybk" data-start="4654" data-end="4713">Equity / share options in a high-growth lending business.</li><li data-section-id="y0tl01" data-start="4714" data-end="4765">Hybrid working model (3-4 days in London office).</li><li data-section-id="fbhs0s" data-start="4766" data-end="4835">Significant autonomy and influence over credit strategy and policy.</li><li data-section-id="1h1hxzy" data-start="4836" data-end="4918">Opportunity to grow into a senior credit leadership role as the business scales.</li></ul><hr data-start="4920" data-end="4923" /><h2 data-section-id="1jm16em" data-start="4925" data-end="4946"><strong data-start="4928" data-end="4946">Why This Role?</strong></h2><p data-start="4948" data-end="5299">This is a rare opportunity to join a founding credit team within a fast-growing SME lender at an early stage of its journey. You will have real ownership over underwriting decisions, direct exposure to borrowers, and the chance to shape how a lending business operates as it scales from a small initial loan book into a significant UK credit platform.</p><div class="devyce"><div id="overridesModal" class="modal-overlay remove-all-styles hidden"><div class="modal-container remove-all-styles"><div class="modal-header remove-all-styles"><div class="devyce-logo-modal remove-all-styles"><img class="devyce-icon-modal remove-all-styles" src="chrome-extension://inpjhnjfkjaibkkpcdhibhiccnndljnf/assets/imgs/logo.svg" alt="" /></div></div><div class="modal-body remove-all-styles"><form id="settingsForm"><div class="form-group remove-all-styles"><label for="toNumber">To</label> <input id="toNumber" name="toNumber" type="text" /></div><div class="form-group remove-all-styles"><label for="fromNumber">From</label><select id="fromNumber" name="fromNumber"></select></div><div class="form-group remove-all-styles"><label for="recordToggle">Record</label><div class="toggle-switch"><input id="recordToggle" class="hidden" name="recordToggle" type="checkbox" /><div id="toggleSliderOuter" class="toggle-slider-outer remove-all-styles"><span id="toggle-yes" class="toggle-slider-value"> Yes </span>  <span id="toggle-no" class="toggle-slider-value remove-all-styles"> No </span></div></div></div></form></div><div class="devyce-modal-footer remove-all-styles"><div class="footer-checkbox remove-all-styles"><input id="alwaysUse" class="remove-all-styles" name="alwaysUse" type="checkbox" /> <label class="remove-all-styles" for="alwaysUse">Always use these settings</label></div><button id="saveBtn" class="btn-primary remove-all-styles" type="submit">      </button></div></div></div></div>

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